• Deposit conditions: You’ll need to cut a minimum put of five% so you’re able to 10% to possess good ?100,000 financial. Exactly how much it profile is hinges on the value of the property, but an effective ten% deposit towards a ?100,000 house would-be ?10,000. A good way so you can spend less is to place upwards a bank account and put a percentage of one’s month-to-month wage, up to 10 to 15%, towards the membership monthly.
• Getting and you will optimising your credit reports. Before you apply it is important to look at the credit rating so you’re able to ensure that zero poor credit affairs exist and take away people wrong otherwise outdated guidance that could hinder your chances of securing the fresh new home loan you desire. Continua a leggere